Education/Training Student Accident Insurance

Summary of Coverage

The Education-Training Student Accident Insurance program provides coverage for registered students in the named education/training courses on file with QBE while the students are:

• Participating in college courses, labs or clinical training activities that are sponsored by Seminole State and on the premises designated and supervised by the College
• On the premises used for classes, labs or clinical training as designated by the College
• Traveling with a group in connection with the activities under the direct supervision of the College

Coverage under this policy ends when the applicable course or program of study ends. The policy does not provide coverage for returning students who wish to take agility tests, recertification exams, etc., unless said students are enrolled in a course.

Accident Medical Benefit: Student must incur initial medical expenses within 26 weeks after an accident to receive coverage.

Accidental Death Benefit and Accidental Dismemberment Benefit: Loss of life or limb (per policy) must occur within 365 days after the date of the accident to receive coverage.

Policy Limits

Seminole State College has no deductible.

The policy provides the following limits:

• Accident Medical Expense Maximum: $25,000
• Accidental Death Principal Sum: $25,000
• Dental Maximum: $25,000
• Accidental Dismemberment Principal Sum: $25,000
• Benefit period: 104 Weeks

Please note: This policy provides excess coverage. Any other coverage available to a student would be primary.

Reporting Claims

ALL INCIDENTS, whether seeking medical attention or not need to be reported

1. File an accident/incident report by calling campus safety and security at the following numbers:
   • Altamonte Springs Campus: 407.404.6100
   • Heathrow Campus: 407.708.4410
   • Oviedo Campus: 407.971.5020
   • Sanford/Lake Mary Campus: 407.708.2178
2. The injured student and instructor (signature) must submit a completed A-G Administrators Claim Form within 30 days of injury to comply with policy provisions. 
3. The completed AG form and incident report are sent to Risk Management
4. Risk Management submits to the consortium who submits to AG
5. AG emails student confirmation of receipt of claim and directly corresponds with the student regarding any medical bills/unpaid claim

The student is responsible for submitting all related medical bills that he or she incurs as a result of the injury, as well as any other supporting documentation.

Example of Claim

Student suffers a laceration requiring medical attention while participating in a clinical experience as part of his or her education or training coursework.

Additional Information on the Education-Training Student Insurance Policy

• 2017-2018 Student Accident Coverage Information