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Disability Options Employees may choose long-term and short-term disability income coverage. Premiums vary depending upon the employee's salary and are payroll deducted. The following are the Disability Options offered by Seminole State: Short-term Disability Provided by the Gabor Agency | Pretax (Flex Plan) | No | | Coverages | 2/3 of employee's monthly base salary up to $6,000. | | Premium per month | Employee:$.37 per $100.00 of employee's monthly base salary | | Comment | Monthly benefit is paid only from the 31st day through the 90th day of disability; maximum payable for each disability is 60 days, although disability payment is generally not received for at least an additional 30 to 45 days. |
Long-term Disability Provided by Unum Provident. | Pretax (Flex Plan) | No | | Coverage | 2/3 of employee's monthly base salary up to $6,000.
If you are a faculty member, only your academic year contract salary is included in determining contract benefits and premium. | | Premium per month | Age Bands | Rates Per $100 of Covered Salary | | | Less than 25 | .17 | | | 25 - 29 | .21 | | | 30 - 34 | .34 | | | 35 - 39 | .48 | | | 40 - 44 | .69 | | | 45 - 49 | .98 | | | 50 - 54 | 1.35 | | | 55 - 59 | 1.55 | | | 60 - 64 | 1.65 | | | 65 - 69 | 1.75 | | | 70 and over | 2.58 | | Comment | Benefits begin on the 91st day after a continuous period of total disability, although disability payment is generally not received for at least an additional 30 to 45 days. |
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