AFLAC Personal Sickness Indemnity Plan
- Paying money directly to the employee, this plan helps cover deductibles, co-pays and coinsurance for any outpatient and inpatient care
- (Level 2) pays $20 / (Level 3) pays $25 per visit for any outpatient physician visit â?? 8 visits per family per year
- Pays hospital confinement benefit of (Level 2) $75/day for days 1-15, $150/day for days 16-180 or (Level 3) $100/day for 1-15, $200 for 16-180
- Additional hospital admission benefit of $250
- Also covers diagnostic exams, ambulance, surgery, physical therapy
Monthly Rates: Based on age, once covered, rates do not increase due to age. See chart below:
| Level 2 | Age | Employee | Employee/Spouse | Employee/Children | Employee/ Family |
| |
18-39 |
27.20 |
45.40 |
49.90 |
54.30 |
| |
40-49 |
29.50 |
46.40 |
52.40 |
57.70 |
| |
50-59 |
35.90 |
51.70 |
64.50 |
69.50 |
| |
60-70 |
49.90 |
62.30 |
87.40 |
90.40 |
| |
| Level 3 | Age | Employee | Employee/Spouse | Employee/Children | Employee/ Family |
| |
18-39 |
32.70 |
55.50 |
61.20 |
65.60 |
| |
40-49 |
35.10 |
56.70 |
63.00 |
68.90 |
| |
50-59 |
42.80 |
62.90 |
77.00 |
82.70 |
| |
60-70 |
59.60 |
76.00 |
104.60 |
105.90 |
|
