Sources of Financial Aid:

Once your application is completed, the Financial Aid Office will process a financial aid package that may include a combination of grants and/or self-help (loans and employment) from one of the following programs:

• Federal Pell Grants ranging up to $4,000 for undergraduate students seeking a first baccalaureate degree. Award eligibility is determined by the U.S. Department of Education.
• Federal Supplemental Educational Opportunity Grant Program (SEOG) for first baccalaureate degree students who demonstrate exceptional financial need and are enrolled at least half-time. Funds are limited and awards are made based on the priority consideration deadline.
• Florida Student Assistance Grant (FSAG) awards for full-time Florida residents seeking a first baccalaureate degree.
• Seminole State Grant for undergraduate and vocational students enrolled at least half-time who demonstrate financial need. Funds are limited and awards are made based on the priority consideration deadline.
• Federal Work Study Program (FWS) awards a maximum of 20 hours of employment per week. Funds are limited and awards are made based on priority consideration. Students must be enrolled at least half-time. Bright Futures Scholarships are awarded by the Florida Department of Education for Fall and Spring Semesters (summer funds as determined by FDOE). A minimum of six credits (non-remedial) is required to be eligible for this fund and cover up to 45 credit hours per academic year.
• *Federal Stafford Loan Program is available for undergraduate students who enroll at least half-time. Loans are made by lending institutions and insured by a guarantee agency. Yearly maximums are $2,625 for freshmen, $3,500 for sophomores. Repayment begins six months after the student graduates, withdraws, or drops below half-time enrollment.**
• *Federal Unsubsidized Loan Program is available for undergraduate students who enroll at least half-time and do not qualify for a subsidized Federal Stafford Loan or for independent students who need additional funds beyond their subsidized loan limits. Repayment terms are the same as the subsidized Federal Stafford Loan Program except that students are responsible for interest while enrolled and during the grace period.**
• *Federal PLUS Loans Program is are available for parents of dependent students who are enrolled at least half-time. Maximum eligibility is equal to the cost of education minus other aid. Repayment of principal and interest begins within 60 days of the disbursement of the loan.**

*Borrowing money for college is a serious financial obligation. In addition to principle borrowed, interest is charged for use of funds. We strongly advise you to carefully consider the amount of debt you incur.

* *Separate application required for loans. Deadline dates vary. Check with Financial Aid Office. Students must complete a FAFSA and complete an entrance interview (available on-line).

Seminole State College offers a variety of scholarships that are based on academic merit or special talents. Though you do not have to show need for these scholarships, you must complete the FAFSA and have the results sent to Seminole State. For more information, visit the Seminole State Scholarships Web site.

Additional Sources of Aid

Through short-term loans a student may borrow half of the tuition ($300 maximum). The loan is due approximately 60 days from the first day of a traditional semester. A service charge of $6 is assessed, and a restriction will be placed on your academic record until the obligation is paid.

Institutional Scholarships are awarded based on criteria established by the College. Awards must be coordinated with other types of financial assistance available and may reduce the eligibility for other federal or state need-based aid. The FAFSA must be completed though the student does not necessarily have to show need.

Private Scholarships awarded based on criteria established by organizations and agencies other than Seminole State. These awards may reduce the eligibility for other federal or state need-based financial assistance.

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