Determining Financial Need

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The purpose of the Financial Aid Program at Seminole State College is to provide assistance to eligible students who wish to further their education but do not have the financial means necessary to attend college without assistance.

Financial need is the difference between a student's estimated cost of attendance and Expected Family Contribution (the amount a student and his or her family are expected to contribute to these costs). The Expected Family Contribution (EFC) is the number derived from the information the student (and parent if the student is a dependent) reports on the FAFSA. The formula used to calculate the EFC is called the Federal Methodology. A student's EFC will be clearly displayed on the front page of his or her Student Aid Report, which the student receives after completing the FAFSA.

The EFC is not the amount of money the family is expected to have on hand. It is an estimate, based on the family's finances, assets, family size and number in college (among other things), of what the family should be able to contribute to the student's education during the course of a year.

Remember that the federal government's philosophy on financial aid is that a student's education is primarily the family's responsibility. This is why the family's ability to pay is assessed before a student's eligibility for financial aid can be determined.

The cost of attendance includes tuition and fees, books and supplies, room and board, and miscellaneous personal expenses. Nine-month budgets for full-time students used in 2012-13 are as follows:

College-Credit/VocationalOff-CampusParents
Tuition/Fees $ 3,945 $ 3,945
Books/Supplies $ 2,145 $ 2,145
Room/Board $ 8,619 $ 3,301
Transportation $ 3,032 $ 3,032
Personal Expenses $ 1,200 $ 1,200
Total $18,941 $13,623
Bachelor'sOff-CampusParents
Tuition/Fees $ 4,365 $ 4,365
Books/Supplies $ 2,145 $ 2,145
Room/Board $ 8,619 $ 3,301
Transportation $ 3,032 $ 3,032
Personal Expenses $ 1,200 $ 1,200
Total $19,361 $14,043

Note: An additional allowance is added to the appropriate budget for students paying out-of-state fees.



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Financial Aid Office   407.708.2045   fax: 407.708.2323

Federal School Code: 001520

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